Available for Personal Finance Coaching and Investing Guidance

Atul Naval — Your Personal Finance & Money Coach

Founder & Money Coach, PowerMyMoney · AMFI Registered MF Distributor (ARN-249709)

Three decades of multi asset investing experience, now helping families make confident money decisions.

Manage your Money with me
35+ yrs
In banking & finance
2
Firms founded
3
Global banks led at
5
Finance certifications
Atul Naval, personal finance and money coach

About

Multi-asset investing experience, put to work on your lifestyle dreams

I'm an experienced senior banker with a demonstrated track record of building successful businesses across global banking — from American Express Bank and Bank of America to HSBC, where I led Financial Institutions coverage.

Today I run PowerMyMoney, a one-stop investment and risk management practice in personal and family financial planning, and FinvantEdge, a training and consulting firm focused on financial crime compliance, credit, trade and liquidity risk.

A personal finance enthusiast and multi-asset investor, I use my own investing experience to give clients practical advice that connects their money to their lifestyle goals.

Certifications

  • Certified Financial Education Instructor
  • Personal & Family Financial Planning
  • Investment Evaluation
  • Stay Ahead in Personal Finance
  • Corporate Finance

Experience

Current work, backed by a career in global banking

  1. Founder & Money Coach

    Current

    PowerMyMoney

    Jan 2022 – Present

    Bengaluru

    • Run a one-stop investment and risk management practice for personal and family financial planning — goals, cash flow, insurance and portfolio in one plan.
    • Coach individuals and families as an AMFI Registered Mutual Fund Distributor (ARN-249709), translating three decades of banking and multi-asset investing into simple, actionable decisions.
    • Build long-term, goal-linked portfolios across mutual funds, fixed income and other assets, with periodic reviews and rebalancing.
    • Offer free first consultations so clients can start with clarity before committing to a plan.

  2. Certified Financial Education Instructor

    Current

    National Financial Educators Council

    Feb 2020 – Present

    Bengaluru, India

    • Deliver structured financial literacy education to individuals, families and groups.

  3. Founder and Lead Trainer

    Current

    FinvantEdge

    Oct 2015 – Present

    Bengaluru

    • Design and deliver curated training in risk management, trade finance, global payments & cash management and corporate finance.
    • Currently focused on financial crime compliance, credit risk, trade and liquidity risk for banks and financial institutions.
    • Work with practitioners across Asia through in-house workshops, open programmes and advisory engagements.

Earlier career

Three decades across global banking, faculty and finance leadership roles.

  • Member of Global Faculty

    Top Global Universal Bank

    Aug 2015 – Jul 2022

  • Faculty Member

    Fintelekt Advisory Services Pvt Ltd

    May 2020 – Jun 2023

  • Chief Financial Officer and Director

    Senfina Alliance Private Limited

    Jul 2015 – Jun 2022

  • Managing Director, FIG, Global Banking

    HSBC

    Sep 2011 – Jul 2015

  • Managing Director & Head, Financial Institutions Group

    Bank of America

    May 2000 – Aug 2011

  • Director

    American Express Bank

    Jul 1990 – May 2000

Skills

What I bring to the table

Personal Finance

Primary
  • Personal & Family Financial Planning
  • Multi-Asset Investing
  • Investment Management
  • Goal-Based Portfolio Construction
  • Money Management & Cash Flow Planning
  • Mutual Fund Distribution
  • Financial Literacy Education
  • Retirement & Education Planning
  • Insurance & Risk Cover Planning
  • Portfolio Review & Rebalancing

Banking, Risk & Training

Secondary
  • Financial Crime Compliance
  • AML & Sanctions
  • Credit Risk
  • Trade & Liquidity Risk
  • Financial Institutions Coverage
  • Trade Finance
  • Corporate Finance
  • Executive Training Delivery

Projects & Highlights

Selected work

Founded 2022

PowerMyMoney Money Coaching

A personal and family financial planning practice combining goal mapping, investment selection and risk cover into one plan.

Founded 2015

FinvantEdge Risk Training

Curated training programmes on financial crime compliance, credit, trade and liquidity risk delivered to banking professionals.

Guide: family financial planning in India

A step-by-step guide for families — emergency fund, insurance cover, goal mapping, multi-asset investing, tax and reviews.

Read the family financial planning guide
Contact

Let's talk about your money goals

Whether it's a family financial plan or increasing your awareness and understanding of financial products, I'd be glad to hear from you.

Emailatul.naval@gmail.com
Phone+91 99202 17590
LocationGreater Bengaluru Area, India
Instagram@power.mymoney
Free consultation on ZFundsBook a session